Terms of use

The plain version: Purrse does the math on numbers you provide, and the decisions remain yours.

What Purrse is

Purrse is a personal budgeting tool for planning pay periods, tracking debt and savings, and reading financial literacy material. It records what you tell it and shows you the arithmetic.

Not financial, legal, or tax advice

Nothing in Purrse is a recommendation to buy, borrow, invest, or refinance. Debt payoff projections, savings pacing, and coach suggestions are estimates built from the numbers you enter. Interest, fees, and lender rules vary, so confirm anything important with your lender or a qualified professional.

Your account

Use accurate information, keep your sign-in private, and do not share one account between people. You are responsible for what is entered under your account. Tell us if you believe someone else has access.

Acceptable use

Do not attempt to read another person's records, probe or overload the service, upload files you have no right to share, or use the coaching features to generate unlawful or abusive content.

Your data stays yours

You keep ownership of everything you enter. Purrse stores and processes it to provide the app, as described in the privacy policy. You can export or delete your budgeting data from Settings at any time.

Availability and changes

The app is provided as is, without warranties, and features may change or pause. Planned features, optional add-ons, and pricing may be adjusted as the project develops; anything already agreed with you will not be changed retroactively.

Optional support

Donations and optional add-on contributions are voluntary and go toward running the app. They are not a purchase of financial outcomes and do not buy a guaranteed result.

Ending use

You may stop using Purrse whenever you like and delete your data. Access may be suspended if an account is used to attack the service or other people's data.

See also the privacy policy and the frequently asked questions.